Toyota Financing Center

Bad things happen to good people.
Let's make it right at Toyota of Greenville.

Toyota of Greenville is your local new and used car dealer that has all of the answers to your credit questions and inquires. Our sales team is qualified and experienced to assist you with credit repair. Credit repair is our speciality and we are experienced in getting customers qualified for the new, pre-owned, or used car. SUV, truck or van that they desire.

Step 1: Get Pre-Approved

Use our easy online application, Simply answer some questions and we'll keep you updated.

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Step 2: Find a Vehicle

We have hundreds of new and used vehicles to choose from. You're sure to find a vehicle to take home!

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Step 3: Leave Happy

In your new Toyota, you're sure to leave happier than you came. The whole world is at your fingertips.

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How to Build Your Credit

Good credit, bad credit, no credit, credit damage, and credit repair. The word credit alone often causes stress in the minds of consumers. However, credit should not have to be associated with stress. Here at Toyota of Greenville, we specialize in working with customers who are experiencing credit difficulty. We understand that personal and financial hardships may affect one's credit score and flexibility to pursue transactions such as purchase a home or buy a car, but we are no ordinary dealership. We have the patience, passion, knowledge, experience, drive to work with credit challenged customers and provide them with a helpful, knowledgeable car buying experience.

Need some pointers?

Debt

Prioritize which loans, cards, and lines of credit are the most imperative and realistic to pay off within a set amount of time and avoid closing accounts.

Limit credit card use. The ideal balance to credit utilization ratio is 30% or lower.

Foreclosure

Focus on re-building your credit and keep your current accounts in good standing.

Keep your foreclosure isolated as a single negative item as if it were a mortgage account. This will be less damaging to your credit score.

Divorce

Pay your bills on time; make payment before or on the expected due date. Creditors report the account to the credit bureaus when a payment is 30 or more days late.

Continue to establish credit history. Keep your accounts in good standing because this establishes trust with creditors and can only boost your credit score.

Bankruptcy & Unforeseen Bills

During bankruptcy, focus on re-building your credit by opening a credit card. Charge minimally and pay consistently. Open 1-3 accounts that will benefit your credit score.

Communicate with your medical, financial institution and creditors. There are many programs that assist consumers, customers, patients or students with high bills or mounts of debt.

Let's figure out what's wrong.

I filed for bankruptcy. Is my credit good enough to get approved for a car loan?

Although a bankruptcy could stay on your credit for up to 10 years, we can potentially work with you. The best way to find out is to contact Toyota of Greenville.

Can I get approved for a car loan if I am in debt?

Whether you have credit card, student loans, or a home mortgage, our sales team is qualified to get you approved for a car loan. We work with numerous financial institutions on a daily basis that understand high debt circumstances.

Stop by for more.

Come over to Toyota of Greenville to work with one of our credit specialists.

Find UsGet Financed

Auto Finance in Greenville, SC | Toyota Car Loan or Lease Greenville

Toyota of Greenville can make all the arrangements to help you buy the car of your dreams! Our professional finance department helps customers secure a car loan or lease near Easley and Spartanburg and Greer, SC or find a customized new car lease option. We can even help South Carolina residents with less than perfect credit get an auto loan. Fill out our financing contact form below if you would like to have us get in touch with you to answer any financing questions. Apply online right now using our online finance application. You can also call us  or stop by our Toyota dealership at 2686 Laurens Road to speak to an experienced new and used car loan professional today!

Bad Credit Used Car Loans | Used Car Credit Financing

Bad credit? No credit? Don't let credit problems hold you back from buying a quality used car or a dependable Toyota Certified preowned vehicle.  Call Toyota of Greenville by phone or visit our convenient Laurens Road location in the heart of the Upstate - we can help! If you're concerned about your credit, our prequalification form is a great place to start to get an idea of what type of financing you'll be able to obtain.

Toyota Leasing and Loans Greenville SC Near Anderson, Spartanburg, Easley, Greer

Feel free to use our online payment calculator to get an idea of what your payments might be. You can also value your trade-in on our website to get an estimated value of what your current car is worth. Also, be sure to check out our finance specials! These change every month, so check back often or contact us at Toyota of Greenville for complete current details. When you are ready to buy or lease a new or used Toyota, let us help you get into a car loan at a great rate. We look forward to assisting you with your auto purchase or lease.

Your privacy is important to us. TOYOTA of Greenville takes your privacy seriously and does not rent or sell your personal information to third parties without your consent.
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